Make sure your money lasts as long as you do: 5 questions to ask
Help ensure your pensions, savings and investments will provide financial security in retirement by asking 5 key questions. As life expectancy increases, so does the length of time needed to
Moving to Portugal – Residency and taxation
Portugal offers an outstanding quality of life, characterised by a relaxed pace and a welcoming, hospitable culture. The country’s diverse landscapes, ranging from breathtaking beaches and rolling countryside to dynamic
UK inheritance tax continues to break records
UK inheritance tax (IHT) receipts have been on an upward path for 20 years, a trend that is expected to accelerate over the coming years. HM Revenue & Customs figures
Are your savings and investments suitable for you today and your future plans?
Investment planning involves carefully examining your objectives and risk appetite to ensure your portfolio is suitable for your current circumstances and strategically placed to achieve your long-term goals. We often
The multi-manager investment approach – specialists vs generalists
Multi-manager investment enables your portfolio to be managed by several different fund managers, each selected for their expertise in specific market sectors. This ‘open architecture’ approach reduces your reliance on
Look beyond property to unlock investment potential
For many people, investing in bricks and mortar by buying second or subsequent homes makes financial sense. Property is a solid, reliable investment that holds its value, right? Yes, and
How UK pensions are taxed in Portugal
When embarking on your retirement journey, it’s important to carefully review all the options for your pensions. Take the time to weigh the pros and cons of each option to
Responsible investing – earning returns while helping the planet
We are all becoming increasingly aware of the effects of climate change and its impact on the planet and society. 2023 was the warmest year since global records began in
Developing your investment strategy
Why do we invest? For most people, it is to ensure we have sufficient retirement savings to enjoy the benefits of working hard throughout our lives, making the most of
Tax freedom day – how much of your income do you lose to tax?
How long does it take to earn money for yourself instead of the taxman? “Tax freedom day” varies greatly by country, but good planning can help reduce your tax burden.